Terms and conditions for subscription services

These terms govern your use of tarenxilphoro’s financial planning subscription services. Please read them carefully before subscribing or using the website.

September 8, 2025

Acceptance of terms

By accessing or subscribing to our services, you agree to be bound by these terms and conditions, as well as our privacy policy and disclaimer. If you do not agree, please do not use our services.

Definitions

The following definitions apply throughout these terms:

“Service” refers to all financial planning consultations and analytical reviews provided via subscription.

“User” means any individual or entity who subscribes to or interacts with our services or website.

“Advisor” refers to qualified team members providing consultations and reviews.

“Subscription” means the ongoing monthly service arrangement at the advertised fee.

Use of our services

Our services are intended for informational and consultation purposes only. No personal product recommendations, investment strategies, or financial product sales are provided.

Eligibility

You must be at least 18 years old and capable of entering a binding contract to use our services.

Not available to minors or legally restricted individuals.

User responsibilities

By subscribing, you agree to:

Provide accurate and up-to-date information for your account and consultations.
Maintain confidentiality of your login credentials and account access.
Use our services for lawful purposes only and not for any prohibited activities.
Comply with all applicable Australian laws and regulations.

Prohibited uses

You may not use our services or site for:

Illegal or fraudulent activities, including misrepresentation or impersonation.
Attempting to gain unauthorised access to our systems or other users’ data.
Posting or transmitting harmful, offensive, or unlawful content on the site.
Interfering with the normal operation of the site or services.
Violating intellectual property or confidentiality agreements.

Intellectual property

All content, branding, and materials on the tarenxilphoro website are the exclusive property of tarenxilphoro or our licensors. You may not reproduce, distribute, or use content without express written permission, except for permitted personal use.

User content

You remain responsible for any content or information you submit via our site or services.

Rights regarding user content

By submitting information, you grant us the right to use it solely for service provision and compliance.

Privacy and data protection

Our practices are governed by our privacy policy. We safeguard your personal data in accordance with Australian law and maintain strict confidentiality.

See policy

Disclaimer and risk notice

Our services are provided for general informational purposes only. No guarantees are made regarding outcomes. Consult a qualified advisor for personal guidance.

Important risk information

Results may vary between clients. Past performance doesn't guarantee future results. No liability is accepted for losses or damages.

Limitation of liability

Our liability is limited to the maximum extent allowed by law. We are not liable for indirect or consequential damages arising from use of our services.

Indemnification

You agree to indemnify tarenxilphoro for any claims arising from your misuse of the site or breach of these terms.

Dispute resolution and governing law

Disputes will be resolved under Australian law and jurisdiction.

Arbitration

In case of unresolved disputes, binding arbitration may be used as permitted by law.

Arbitration does not limit your rights under Australian consumer law.

Online dispute resolution (ODR)

You may also contact the Australian Financial Complaints Authority for dispute resolution.

Contact AFCA for more information

Severability

If any provision is found invalid, the remainder remains in effect.

Entire agreement

These terms, along with our privacy policy and disclaimer, form the entire agreement between you and tarenxilphoro.

Applicable law and jurisdiction

Australian law governs all services and interactions with tarenxilphoro.

Termination

We may terminate your subscription for breach of terms or legal requirements. Your access will be revoked upon termination.

Modifications

These terms may change at any time. Continued use constitutes acceptance of updated terms.

Contact for terms queries

Questions about these terms? Contact us below.

Email address: content@tarenxilphoro.com

Phone number: +61-3-3798-2314

Office address: 365 Little Collins St, Melbourne, VIC 3000 Australia

Effective date: September 8, 2025

Version: 2.1